Professor Daniel J. Mills
Ritsumeikan University, Japan

Daniel J. Mills, Ed.D. is a professor in the Faculty of Economics at Ritsumeikan University in Shiga, Japan, where his research focuses on financial literacy education, educational technology, and innovative approaches to teaching personal finance. Having lived and worked in Japan for more than twenty years, he has extensive experience working at the intersection of economics education, language education, and technology-enhanced learning.
Dr. Mills’ research examines how digital tools, artificial intelligence, and informal learning communities can improve financial literacy and expand access to financial education. His recent work explores the role of generative AI and emerging technologies in supporting scalable, technology-enhanced financial learning both inside and outside the classroom. His scholarship has been published in leading journals in the fields of educational technology and computer-assisted language learning.
In addition to his academic research, Dr. Mills is the editor of the Scopus-indexed journalCALL-EJ and has been an active contributor to international academic conferences on technology-enhanced learning. He is also a certified financial educator and the founder of The FI Professor, an educational initiative dedicated to helping individuals, particularly Americans living abroad, build financial independence through practical financial literacy education.
Dr. Mills regularly speaks at international conferences and has appeared on numerous podcasts and webinars on financial independence, investing, and financial education. His work uniquely bridges academic research and real-world financial practice, bringing evidence-based insights to the global conversation on financial literacy and lifelong learning.

Professor Joo Han Ryoo
Hanyang University, Korea

Professor Joo Han Ryoo, currently serving as a faculty member in the Department of International Studies at Hanyang University, graduated from New York University with a major in Business Administration and a minor in Economics. He earned his Ph.D. in Management from the London School of Economics (LSE).

His main research areas include international market entry, competitive strategy, strategic alliances, mergers and acquisitions (M&A), post-merger integration strategies, and venture management. As of 2015, he has published nine papers in domestic journals and nine in international journals.

He is an active member of the Association of International Business (AIB) and serves as an editorial board member for Asia Pacific Business Review (UK), East-West Studies (Korea), and Dispute Resolution Studies (Korea). He has also contributed approximately 75 articles to major publications such as The Dong-A Ilbo, Dong-A Business Review (DBR), and Harvard Business Review Korea.